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Founded in 1936, Dearborn Federal Savings Bank is a federally chartered mutual savings bank. Headquartered in Dearborn, Michigan, the Bank’s branch network currently includes three branches in the City of Dearborn and two branches in the City of Dearborn Heights.
The original incorporators were 20 local Dearborn residents who, at the height of the Great Depression, each invested $1,000 to open the first office of Dearborn Federal Savings and Loan Association. The Bank’s founders knew their neighbors needed a safe place to invest their savings, as well as access to long-term financing for the purchase of a new home.
In 1986, the Association converted to a Federal Mutual Savings Bank Charter, and also changed its name to Dearborn Federal Savings Bank. For over 83 years, the Bank has remained true to the original vision of its founders, while opening new branch offices and offering new products and services to meet the needs of its customers.
The Bank’s core business has been, and will continue to be, residential mortgage lending. As a true community bank, the majority of the Bank’s retail deposits, primarily from residents in the cities of Dearborn and Dearborn Heights, are returned back to the community in the form of mortgage-related loans. These mortgage loans are designed to address the specific credit needs of the communities we serve. The Bank’s size relative to many larger competitors allows for greater flexibility in managing and adapting to changes in the market place, and the Bank’s mutual form of corporate governance has promoted its longevity. The Bank’s decision makers, as well as the people our customers depend on to serve their loans and depository accounts each and every day, are all right here: in Dearborn and Dearborn Heights.
While we do not intend to be “all things to all people”, honesty, integrity, exceptional customer service, and community support will continue to be the hallmarks of Dearborn Federal Savings Bank; a proven combination of core principles for the success of our customers, our business and the communities we serve.
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Dearborn Federal Savings Bank’s Mortgage Center is in the process of being updated. As we work to improve your experience in obtaining loan information, please be advised some of the links may not be available. Thank you for your patience. We look forward to presenting you with a refreshed look and new content soon!